Job vs. SFG
The Cashflow Quadrant provides a roadmap for people looking to achieve financial independence by transitioning from traditional job roles to business ownership or investments. It highlights the importance of leveraging systems and money to create sustainable, scalable wealth.
Robert Kiyosaki and Rich Dadā€™s Cashflow Quadrant
Employee (E)
Employees trade their time for money, working for others in exchange for a steady paycheck and benefits. Income is limited to hours worked.
Self-Employed (S)
Self-employed individuals work for themselves, valuing independence but trading time for money, with income tied to their personal effort.
Business Owner (B)
Business owners leverage systems and employees to create scalable income, allowing them to generate wealth beyond their personal efforts.
Investor (I)
Investors focus on making money work for them by generating passive income through strategic investments and long-term wealth building.
The Wealth Quadrants
Did you know that the majority of wealth is concentrated in the Self-Employed (S) and Business Owner (B) quadrants? These individuals leverage their skills, systems, and efforts to build sustainable wealth, accounting for 95% of the worldā€™s wealth.
Self-Employed (S)
While self-employed individuals rely on their efforts, their skills and expertise allow them to generate significant income and establish financial independence.
Business Owner (B)
Business owners use leverage and systems to scale their income, enabling them to tap into limitless potential and build massive wealth with less dependency on their personal time.
Why It Matters
Transitioning to the Self-Employed (S) and Business Owner (B) quadrants allows you to break free from trading time for money. It unlocks opportunities to build long-term wealth, achieve financial freedom, and create a life of true independence.
Robert Kiyosaki
Robert Kiyosaki is a globally recognized entrepreneur, investor, and educator who transformed how people think about wealth. His groundbreaking book, Rich Dadā€™s Cashflow Quadrant: Guide to Financial Freedom, introduces a powerful framework for understanding how to move beyond financial struggles and into true wealth creation.
This book builds upon the foundation laid in Rich Dad Poor Dad, providing actionable insights on how to transition from being an employee or self-employed to becoming a business owner or investor. It is a must-read for anyone seeking to achieve financial independence and long-term wealth.
Purchase the Book