With certain states, some carriers will require an agent to have a non-resident insurance license for that particular state in order to receive override commissions! Below you will see a  a quick summary of our core carriers requirements.  For a detailed list of all the carriers, click here.

The following core carriers require a non-resident license in the states listed in order to receive overrides:

American Americable: 
Montana
New Mexico
Virginia

UHL: 
Required in NO states

Americo: 

Florida
Georgia
Kentucky
Massachusetts
Montana
New Mexico
N Dakota
Pennsylvania
S Dakato
Utah
Vermont
Virginia
West Virginia
Wisconsin

National Life: 
California
Florida
Georgia
Kentucky
Louisiana
Massachusetts
Montana
New Mexico
North Carolina
Pennsylvania
South Dakota
Texas
Virginia
West Virginia
Wisconsin

Mutual of Omaha 

Georgia
Massachusetts
Montana
New Mexico
Pennsylvania
Virginia

LSW: LIfe and Annuity Business  (UPDATED March 29 2014)

Click to see chart that needs licensing for LSW only

Alabama
California
Florida
Georgia
Louisiana
Pennsylvania
Massachusetts
Mississippi
New Mexico
Virginia

American Equity: Life and Annuity Business (UPDATED Jan 8, 2015)

Use the below emails to submit your non resident license to the carriers,

Mutual of Omaha – contractsandappointments@mutualofomaha.com

UHL – uhl.contracting@unitedhomelife.com

National Life Group – lifeagentservices@nationallife.com

American Amicable- marketingassistants@aatx.com

Americo –submit@americo.com

TransAmerica – brokermail@aegonusa.com

SFG – contracting@sfglife.com

Forrester’s – support@naaip.org

AIG –

To see a FULL list of states that you’ll need to be licensed in to receive overrides from your agents with ALL the carriers, click here. ((updated Jan 2015)

To Apply for a non resident insurance license to either do business in that state or to receive overrides in that state, if required, go to the following link: Getting a non-resident insurance license

Florida: Requires you to get fingerprinting done again to submit with your application. Instructions for fingerprinting in the state click here. For detailed requirements and to apply online with this state click here 

Once you have received your non residence license number from the state you have applied, you can click here to print your license.  Some states will require a different website to print your license but you should be redirected by using this site.