How to Get a South Carolina Insurance License


South Carolina Department of Insurance Testing Provider (PSI)
(803) 737-6095 (800) 733-9267
www.doi.sc.gov http://www.psiexams.com

1. Get a Background Check

All resident license applications require a South Carolina State Law Enforcement Division (SLED) background check. You can obtain the report by submitting a written request or requesting one online.

State Law Enforcement Division
ATTN: Central Records Depository
PO Box 21398
Columbia, SC 29221
Phone: (800) 737-9000
www.sled.sc.gov

A SLED report expires 90 days after issuance. For more information, visit http://www.doi.sc.gov/424/SLED-Report

2. Schedule and Pass a Licensing Exam

Making Exam Reservations

An exam fee must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make a reservation through the following methods:

  • Online:  www.psiexams.com
  • Phone:  (800) 733-9267
  • Fax completed Registration Form to (702) 932-2666 and call PSI after 4 business days.
  • Mail completed Registration Form and appropriate exam fee to PSI Services LLC, ATTN: Examination Registration SC INS, 3210 E Tropicana * Las Vegas, NV * 89121. After 2 weeks, call PSI to schedule the exam at (800) 733-9267.

What to Bring

Two forms of current signature identification:

  • A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
  • A secondary ID (signature, not expired) such as a Debit or Credit card

Exam Procedures

  • Report to the test center 30 minutes before the exam to sign in and verify identification.
  • No talking or any other form of communication among candidates is permitted in the exam area.
  • Children, cell phones, calculators, pagers, cameras, programmable electronic devices and recording devices of any kind are NOT allowed.
  • No smoking, eating, or drinking will be allowed at the exam site.
  • Dictionaries, books, papers, or study and reference materials are NOT permitted.
  • You may not exit the building during the exam.
  • Copying or communicating exam content is a violation of PSI security policy and Section 1681.5 of the CIC. Either may result in the disqualification of exam results and lead to legal action and prosecution.

PSI exam sites have additional procedures:

  • You will have your picture taken prior to admittance into the exam.
  • You may not wear a jacket, coat or any type of hooded clothing into the exam room. Sweaters that do not have pockets are allowed.
  • You may not bring a purse or backpack into the exam room.
  • You will be asked to put these items in your vehicle. PSI only provides accordion type folders for any items. These folders are left in the lobby and PSI is not responsible for the security of those items.
  • You may not wear a wristwatch into the exam room and you will be asked to empty your pockets.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of two parts:
    1. The general section deals with basic insurance product knowledge
    2. The state section deals with insurance laws, rules, and regulations, and practices that are unique to South Carolina
  • Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70%.
    • When you complete the exam, you will receive a score report marked “pass or fail”.
      • If you pass, you will immediately receive a successful notification and performance summary on an exam results letter.
      • If you do not pass, you will immediately receive an unsuccessful exam results letter along with a diagnostic report indicating your strengths and weaknesses by exam portion.
South Carolina Exam Information
Exam Code Exam Name/License Type/Class Exam Time Total Questions
19-01 Life Insurance Producer 2 hrs 100
19-03 Life, Accident and Health Insurance Producer 2 hrs 30 min 150

3. Apply for License

Apply for your license by completing an application at www.nipr.com.