3- Cash Accumulation & Growth

Cash Accumulation and Growth are most commonly associated with what is referred to as Indexed Universal Life or IUL (Indexed Universal Life). This concept is best suited for younger clients or even children, who can use the cash growth & accumulation to borrow from in case of an emergency. This is a Flexible Premium Permanent Policy with the upside earning potentials of being in the market without actually having any of your money at risk.